Terms of Use
[PLACEHOLDER — have counsel review before launch.] Last updated: [DATE]
Acceptance
By using this website you agree to these terms. If you do not agree, do not use the site. The site is operated by [LENDER LEGAL NAME, LLC] (DSCR Refinance Loans), [NMLS #000000].
Not an offer or commitment
Nothing on this site is an offer of credit, a rate lock, a pre-approval, or a commitment to lend. All loans are subject to credit review, property appraisal, program guidelines, and underwriting approval. Rates, terms, leverage limits and program availability shown as placeholders are illustrative and subject to change without notice.
Business-purpose loans only
Business-purpose loans for investment properties only. Not for owner-occupied properties. Not a commitment to lend.
We originate refinances on non-owner-occupied investment property only. We do not offer purchase financing, and we do not offer loans secured by a property you occupy or intend to occupy as a residence.
Calculators and estimates
The DSCR and cash-out calculators and any on-page estimates are educational tools that rely on the figures you enter and on simplifying assumptions, including placeholder rate and closing cost assumptions. Results are not quotes and will differ from actual loan terms.
Your submissions
You agree the information you submit is accurate and that you are authorized to provide the phone number and email address you enter. Do not submit another person's contact details.
No professional advice
Content here is general information, not legal, tax, accounting or investment advice. Consult your own advisors before acting.
Intellectual property
Site content is owned by [LENDER LEGAL NAME, LLC] or its licensors and may not be copied or redistributed without permission.
Disclaimer and limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, [LENDER LEGAL NAME, LLC] is not liable for indirect, incidental or consequential damages arising from your use of the site.
Governing law
These terms are governed by the laws of [STATE], without regard to conflict of laws rules.
See also our Privacy Policy and consent to contact.
[LICENSING DISCLOSURE PLACEHOLDER] Licensed lender / broker in the states where required. State license numbers available on request. Equal Housing Opportunity.