Privacy Policy
[PLACEHOLDER — have counsel review before launch.] Last updated: [DATE]
Who we are
This site is operated by [LENDER LEGAL NAME, LLC] (DSCR Refinance Loans), [NMLS #000000]. Contact us at loans@dscrrefinanceloans.com or (555) 555-5555, [123 Placeholder Ave, Suite 100, City, ST 00000].
Information we collect
- Information you submit: name, email, mobile phone, best time to call, and property details such as state, ZIP, estimated value, loan balance, rate range, rent, occupancy, self-reported credit range, number of properties owned and title vesting.
- Consent records: whether you checked the contact consent box and the optional SMS box, plus the date and time.
- Technical and marketing data: IP address, browser user agent, pages viewed, referring URL, landing page, and advertising identifiers including UTM parameters, Google click identifiers (gclid) and Meta click and browser identifiers (fbclid, fbp, fbc).
- Partial submissions: if you begin the form and stop, we may retain what you entered up to that point.
How we use it
- To evaluate your refinance inquiry and contact you about it
- To match your inquiry with lending programs and partners
- To measure and improve advertising, including conversion reporting to Google and Meta
- To detect fraud and to comply with legal and recordkeeping obligations
Sharing
We share information with lending partners, service providers (hosting, email, analytics, customer relationship tools), and advertising platforms for conversion measurement. Conversion data sent to advertising platforms may include hashed identifiers such as an email address or phone number. We do not sell information to unrelated third parties for their independent marketing. [CONFIRM — update if lead sharing arrangements differ.]
Cookies and tracking
We use cookies, browser storage and advertising pixels to attribute inquiries to campaigns. You can clear or block these through your browser settings; parts of the site may not function as intended if you do.
Your choices
- Revoke contact consent at any time by emailing loans@dscrrefinanceloans.com or replying STOP to a text
- Request access to, correction of, or deletion of your information
- Opt out of marketing email through the unsubscribe link in any message
- Residents of certain states have additional rights under applicable privacy law. [ADD STATE-SPECIFIC DISCLOSURES AS REQUIRED.]
Security and retention
We use reasonable administrative and technical safeguards, and retain inquiry and consent records for as long as needed for our business and legal obligations. No method of transmission or storage is perfectly secure.
Children
This site is not directed to anyone under 18.
Changes
We may update this policy and will revise the date above when we do.
See also our Terms of Use and consent to contact language.
Business-purpose loans for investment properties only. Not for owner-occupied properties. Not a commitment to lend.
